Harrison Murray
45 High Street, Market Harborough, Leicestershire, LE16 7AF (Show me directions) Show Map
01858 4...Landline Landline 0116 24...Landline Landline 01858 4...Landline Landline
0116 23...Fax 0116 233 9192 01858 4...Fax 01858 464343
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HARRISON MURRAY SURVEYORS
Surveys and Valuations are designed to give you the information you need to
make an informed and sensible offer on your future property.
Commissioning your own Survey and Valuation is the best way to avoid
unpleasant and sometimes costly surprises after moving in.
VALUATIONS
A Valuation is an inspection carried out on behalf of your Mortgage Lender to determine the amount and terms of a mortgage offer. Your Mortgage Lender will probably ask you to pay for the Valuation and may send you a copy of the Report.
A Valuation is not a Survey. It is a limited inspection to identify problems that affect the security of your Mortgage Lender's loan. A property can have defects that are important to a prospective buyer, but are not of concern to the mortgage lender. Therefore they will not appear in a Valuation report.
Do not rely on a Mortgage Valuation
SURVEYS
You should have a Survey carried out on the property you intend to buy and carefully consider its results before committing yourself to a contract.
Depending on the seriousness of any defects and the cost of any necessary repair works, you could try to renegotiate the purchase price or decide not to purchase the property at all.
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